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Add the following code to "TestSpring":Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.13我跟他说了，咱不跟人吵。香荽既然选择去京城，她还是尊重她的意思比较好，况且，把她弄到岷州也不一定安全。本剧讲述了地质学教授山本太阳带着他的研究生野外实地考察，赶往就要沉没到坝底的树海。传说这里是战后GHQ从日本接收，被作为秘密资金“M资金”的藏匿地点。为此一探真相。但是，在网上流传着，此处是像杉泽村一样的诡异的废弃村落，更有数不清的尸体！凡是接触到尸体的人，就像活死尸一样，双臂无法动…。 这部余时三天的时间推理剧中，山本一行人是否可以突出重围，活着从树海逃离！？