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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.　　影片将聚焦青年叶问赴港求学及学成返回佛山的一段时间，揭晓叶问的一些谜题，例如叶问的一身好功夫从何而来。本片由叶问的童年拉开帷幕，表现其六岁入室学武，拜陈华顺为师，与其大师兄，小师妹共同生活，成长后又赴港求学拜师梁璧，最终回到佛山落地生根。　　陈勇在狱中痛改前非，终于考获特优成绩，开创了自己的未来他的女婿就没了，这……这也太不把他这个王爷当数了，便是皇上也不能这么做。《白发魔女传》还没有发表出来的时候，一幅白发倾城就惊艳世人，随后关于《白发魔女传》的是是非非更是搅起一城风雨。If the first two pairs of points are scored, the winner will score two points and the loser will score one point. If the points are the same, let their respective total points be higher than the total points lost to win.泰国电视连续剧《爱与恶的计谋》是由泰国新生代明星toomtam.singto.monchanok.charebelle联合泰国老戏骨pok.ning主演的一部透露着家族恩怨、豪门伦理、阴谋、浪漫爱情的电视连续剧。该剧主要讲述女主角和女主角的妈妈在多年以前失散，多年以后母女即将相认却被女二号抢走所有信物冒名顶替成为富家小姐。