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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.故事发生在清朝末年，捉鬼大师张可以（楚原 饰）带着徒弟张北平（钱小豪 饰）和张南京（黎耀祥 饰）远赴香港，迫于生计，北平和南京去当了警察。频出的僵尸祸害人间，张北平请求师父张可以重出江湖为民除害，哪知道僵尸背后的黑手系香港首富屠万富（江毅 饰），张可以能够以其一己之力抵抗这强大的对手吗？ 　　屠万富的女儿屠天丽（关宝慧 饰）痴痴爱恋着张北平，可北平喜欢的却是温婉贤淑的女鬼飘雪（郑秀文 饰）。最终，屠天丽选择为情自尽，化作厉鬼，誓要报复北平的薄情寡义。与此同时，北平亦结识了飘雪的姐姐飘红（郑秀文 饰），飘红喜欢上了正直勇敢的北平，不惜为他献出生命。目标成为小说家的竹内薰（中岛裕翔 饰演）能够通过抄写文章复制他人的思考方式。正因为这种特殊能力，他无法创作出自己独一无二的作品，不断碰壁。拼命照顾患有痴呆症的母亲，并挣扎与梦想与现实之间的阿薰更遭遇了母亲因事故住院的悲剧，不仅要面对难以负担的住院费用，更迷失了自我。阿薰以前的同学，讲谈会系东宫寺组最年轻的老大藤原智美（间宫祥太朗 饰演）此时出现在陷入绝望的阿薰面前，以高额报酬请他利用特殊能力替某家公子考入一流大学。阿薰眼看就要成功，却意外卷入洪流之中……可是英布并未这么做，很可能受到项羽的猜忌。　　美国西海岸出现了原因不明的大规模停电，食品供应陷入危机。谁料他们竟然欺人太甚，上门要人，丝毫不把我大靖天朝看在眼里……他慷慨激昂地说着，神情义愤填膺，又正气凛然东瓯和闽越都是曾经的越国勾践的后代，都以嫡系正统自居，本来两家矛盾重重，以前也有不少的争斗。