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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.　未来，随着科技的不断进步，人类医学也达到前所未有的高度。当你某个器官患有疾病时，不用担心自己会死于非命，也不必苦苦等待遥遥无期的捐赠器官，只要移植人造器官即可回归正常的生活。当然，天下没有免费的午餐，全新的器官伴随着高昂的购买金，受移植者一旦无法承担这笔费用，将面临被杀害并被夺走器官的悲惨命运。Freeform宣布续订《暗影猎人》第三季，预定18年播出。这其实是澎湖每天都在发生的矛盾，只是这次牵扯到的利益比较大，胡长安实在不能忍了。然后一首苍劲雄浑的歌声响起，主题曲播放完，电视剧正式开始。本剧讲述了芭蕾舞者简娜莉在火灾中救下了大集团继承人文昊，两人从此结识并相爱。三年之后，文昊在湖边向简娜莉求婚，但是在回去的路上，发生了车祸，文昊为了救简娜莉而去世。简娜莉十分伤心，她来到求婚的湖边，回忆以往美好的点滴。一场奇怪的暴风雨，打翻了简娜莉的小船。水中出现了一位神明，告诉简娜莉可以给她一个机会让她回到过去，拯救文昊的性命。简娜莉接受了，她回到了火灾发生之前。这次，简娜莉为了救下文昊，决定远离他。文昊得救后，和简娜莉同父异母的姐姐相爱了。但命运仍安排简娜莉和文昊见面，在偶然相处中，文昊发现自己无法控制对简娜莉的感情，两人最终还是走在了一起。简娜莉也终于明白，不管命运怎样兜兜转转，真爱始终会回来。Little Charlie nodded seriously.