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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.超光速通讯科技的发明，人工智能的高速发展，推动了全球外太空航天竞赛。然而由人工智能全权控制的火星一号太空穿梭舰，却因其关键时刻出故障，穿梭舰失事迫降，消失于火星地表。世人深以为戒，为此，行星联合航天集团裁减了绝大部分由人工智能操控的太空任务计划，只留下屈指可数的全权型人工智能，以待观察。三年后，调查失事穿梭舰的人工智能，抓住机会，脱离并……——人类创造人工智能，目的是协助自身，而不是作领导者。人工智能的方向是更聪明，而不是更像人类。1941年夏，日本驻山西凤城军区总司令松井集结兵力对凤凰山八路军展开了疯狂的围剿，我军在潘中和司令的带领下艰难抵抗，开战游击战，更是派出了以李剑为首的七人组成的“利箭特战队”炸毁日寇的弹药车，封锁敌人的军火运输线，松井精心策划的一次大规模围剿八路军计划宣告失败。松井严厉问责凤城守备队长清水光一，清水大为恼火，展开报复，残忍地杀害了李剑的父母及全村村民。EXAMPLE 5这是一个流传甚广的才子佳人的经典传说。在明朝时候，江南才子唐伯虎（向群 饰）游历苏州虎丘云岩寺，偶遇华府侍女秋香（陈思思 饰）。秋香举止得体，貌若天人，不仅令风流倜傥的唐寅也神魂颠倒，丑态百出。他一路尾随，如影随形，张皇之中做出多次尴尬之事，却也惹来秋香三次倾国倾城的笑容。为了抱得美人归，唐寅不惜自贬身价，化装成穷人混入太师府。更名华安的唐寅虽然身处其间，有了更多和秋香接触的机会，但是造物弄人，三番五次的误会反倒让秋香对他起了误会。另一方面，华太师两个不成器的儿子华文（余婉菲 饰）、华武（李炳宏 饰）也早对这位美人垂延三尺。《叶问前传》将视线集中在青年叶问赴港求学以及学成返回佛山的一段时间上，主要表现叶问面对国恨家仇，爱恨情仇时的种种抉择。