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Generally, they do not participate in the audit and have no contract with the borrower, but only a creditor's rights transfer contract with Yixin's third party. In this way, lenders will have great risks. Therefore, in order to protect the loan safety of the lender, Yixin promised in the contract with the lender that in case the loan is not repaid, Yixin will pay the insurance money withdrawn by the company to compensate all the principal and interest of the lender. This is the biggest guarantee for the lender. Risk control is a powerful guarantee for repayment. Yixin's decentralized loan and monthly repayment system have ensured effective repayment to a greater extent. In addition, Yixin requires a face-to-face meeting when reviewing the borrower. Therefore, Yixin has set up offices in 15 cities, one of its purposes is to meet with instant noodles. In the face-to-face meeting, I personally presented the original of various certificates and asked about the use of the certificates in person, thus better ensuring the authenticity of the borrower. Judging from its strong control over the lending process, Yixin is mainly a way for P2P enterprises to determine the interest rate of borrowers according to their credit rating, so Yixin belongs to composite intermediary P2P. Qingdao Model: Mortgage and Guarantee Model在 1970 年代晚期，两名联邦调查局探员深入探究谋杀的心理层面，并在危险距离内接触这些丧失人性的怪物，从而拓展犯罪科学。大苞谷看见这群人，尤其是郑氏和张槐，那容颜，竟然与九年前相差不大，只略苍老了些，顿时眼睛迅速涨红。　　奶奶整天闹失踪，大家把她送进疗养院，怎么忽然就莫名其妙的陷入昏迷！全家人都很焦急，Tango还被指责疏于职守。当张家一行人迎着飞扬的雪花从东华门进城后，立即吸引了无数路人的眼光：二十多个面色黧黑的汉子，骑着形瘦不一的马儿，清一色戴着斗笠，身上全是灰色粗麻布衣衫，或有人胸前裹着一两块杂色动物皮毛，簇拥着二十多辆老旧破车，牵了长长一串，咿咿呀呀一路行来。李长明便说敬文如今正忙着读书，这事先不急。